Click to CallAn Overview of RV Insurance in Oklahoma City, OK
Owners of Class A, Class B, and Class C RVs in Oklahoma are obligated to be insured in no lesser terms than those who drive a truck, van, SUV, or car. The state mandates that motor-driven recreational vehicles be covered by liability insurance.
Owners can fulfill this state’s requirements by purchasing the minimum coverage needed. This typically offers protection for the driver and the RV passengers in the event of an accident. Below is a breakdown of the expected minimum liability coverage for recreational motorhomes:
For Class A, B, or C motorhomes, the minimum liability coverage threshold is as follows:
- $25,000 property damage (per accident)
- $50,000 total bodily injury (per accident)
- $25,000 bodily injury (per person)
Insurance Considerations for Full- or Part-time RV Residents
Owners who use their RVs full-time or part-time are not obligated to purchase comprehensive, collision, or other types of additional insurance. Yet, it’s worthy of consideration for added protection. This insurance coverage differs from the coverage required for a recreational RV. An insurance agent can advise on the specifics of your living situation.
Other setup types, like a travel trailer that is towed rather than driven, are not required to have liability insurance in Oklahoma. Owners can purchase separate insurance for these types of situations involving damage or collision, but it remains optional.
Contact Vance Insurance Group LLC for RV Insurance Solutions
Whether you use your RV for travel outings, have it parked in an RV park, or even in your yard, the Vance Insurance Group LLC team can help you make an informed decision about coverage. We’re here to answer any questions you may have about RV insurance. Let us guide you through the process of securing the optimal insurance.
